Structuring wealth goes beyond numbers and strategies. This personal matter is closely tied to the future of you and your family. You face decisions that not only affect your life, but also impact future generations. Our committed specialists translate your ambitions and challenges into solid financial planning that gives you peace of mind today and gives you control tomorrow.
Estate planning: personal wishes in clear agreements
An important part of estate planning is estate planning. Together we translate your wishes and goals into concrete agreements. We scrutinize your cohabitation contract, prenuptial agreements, wills and family statutes. In this way we clearly establish what you consider important and how you wish to distribute your assets. This provides peace of mind and clarity, both for yourself and for your loved ones.
With estate planning, you are prepared for changes in your personal situation. In addition, you avoid discussions in the event of divorce or death. We also support you with complex tax issues, such as the owner-occupied home regulation, so that your financial interests are optimally taken care of.
Asset transfer: smartly preparing for the future
Asset transfer: smartly preparing for the future
Transferring wealth to the next generation requires careful planning. We think with you about the best strategies, taking into account tax advantages. Together we map out which assets can be efficiently transferred to your children and grandchildren.
Do you want to set up an endowment plan, family mortgage or family fund? Or are you looking for the right (investment) structure? We offer solutions that are fiscally favorable and where involvement and transparency are key. For example, a foundation trust office (STAK) can help to divide ownership and control in an orderly manner. This enables future generations to gradually become involved in your company or family assets.
Business succession: continuity for the family business
Building a family business is one thing, ensuring a smooth transfer to the next generation is another. When your business continues within the family, it requires careful planning and a well-thought-out structure. Our specialists guide you and your family in shaping the business succession and navigate the complex tax and legal issues involved. In this way, you can be sure that your business is transferred future-proof with the application of the BOR scheme.
Financial planning: getting a handle on income, expenses and future scenarios
Financial planning gives you insight and control over your financial situation. Together we identify your goals and desires and determine what is needed to achieve your lifestyle and goals, now and in the future. By making your income, retirement provisions, assets and expenses transparent, you can manage risk and be prepared for unexpected events, such as disability or death. We provide a financial plan that offers peace of mind and clarity.
Insight and peace of mind for the DGA: tailored advice
As a director-major shareholder (DGA), you face specific challenges and opportunities. We offer tailored advice on topics such as determining a business salary, the use of a company car, and determining the optimal moment for dividend payments. We also advise you on responsible borrowing from your own B.V., taking into account the rules around excessive borrowing.
Our specialists are here for you, whether you need to optimize your tax position, build a financial buffer, or prepare income tax, gift tax or inheritance tax returns. As a partner, we offer personal attention and in-depth expertise. That way, you are prepared for the future with solutions that match your ambitions and the interests of those around you.
"The higher level brain gymnastics,
without ever losing sight of the human side"
CLAASSEN AND GOVERS
"All that Govers does for me cannot be expressed in an invoice," says Gerard Claassen* (43). He uses Govers' services for both business and private purposes. "First and foremost, Govers ensures that I make the most of my tax advantages. But above all, it is a firm of integrity that goes out of its way to look after the right interests for me and everyone involved."
Claassen is an entrepreneur with multiple businesses and partnerships. The personal holding company and the private side are served by Govers. "Because the interests of this personal holding can differ from the other companies, Govers helps me to arrange everything properly both business and private.
